Performer removes his ATM or Credit Card from his pocket and freely displays it. He also displays a plastic folder to the spectators. He borrows a currency note or bill and folds it along its long edge. He places the folded bill inside the folder with the ends projecting on both sides and visible at all times.
He now inserts a corner of the credit card inside the folded bill and pushes it. The corner projects out from the top of the folder, apparently penetrating the bill. The folder and bill are freely displayed with the credit card clearly penetrating the bill as in illustration above.
He then pushes the complete credit card through the bill and out from top of the folder and shows it completely unharmed.
He finally returns the bill to its owner who can examine it thoroughly.
Complete with required apparatus and instructions.